Commercial automobile coverage does not extend to all of the exposures that a commercial trucker is exposed to and, unfortunately, this important coverage is often overlooked. Our Truckers Product offers essential coverage for small to medium sized commercial trucking risks and express companies, aimed at perils and losses not covered by an applicant’s auto or garage policy.
The following are examples of claims that truckers are exposed to that our product would cover:
- While a guest is at your premises or walking in your parking lot, they slip and fall, causing a fractured wrist.
- While making a long distance delivery, a trucker stays the night in a hotel and causes a fire accidentally in the room as a result of smoking in bed.
Product Advantages:
- Equipment breakdown included
- Broad eligibility for truckers hauling a wide variety of freight
- Special cause of loss and replacement cost coverage available
- Expanded definition of bodily injury to include mental sickness or
- disease caused by mental anguish or emotional distress
Please Note: coverages may vary according to class of risk and market conditions